After arriving in the Netherlands you’ll need a Dutch bank account. For that, you need a BSN and your residence permit.
In the Netherlands, payment is usually made in cash with euros or by debit card (pinpas) – a card that takes money directly from your (Dutch) bank account. Many places, including hotels, restaurants and bars accept credit cards, though most supermarkets only accept cash or debit cards. Cheques are not commonly used in the Netherlands.
To open a bank account, go to the bank branch in your area, or visit one of the their websites. There are many banks to choose from, but the four major ones are ABN AMRO, ING, Rabobank and the SNS-bank.